a. Expand coverage to more Texas workers that have no injury benefits. 95% of all Texas employees are eligible for benefits under either traditional workers’ compensation or an injury benefit program. But some employers are still not taking care of their employees. On-the-job injuries are a natural cost of labor, so medical coverage, wage replacement, and other injury benefits should be provided by employers, at no cost, to all employees. Also, every worker should ask themselves, “Would I work first, then ask to get paid?” Of course not. So why go to work, end up getting hurt, and then ask your boss, “who is going to take care of me?” From the time of hire, Texas employees deserve to know and understand their rights if they get hurt at work.
b. Know who cares. QCARE raises the bar and identifies the most responsible employers. QCARE distinguishes the “bad actors” from the “good guys” who provide quality injury benefits for their employees. All Texas employers should meet the QCARE standards or provide workers’ compensation insurance coverage.
c. Simple injury outcomes. Workers’ comp can be complicated when someone gets hurt at work and there is a benefits claim or dispute. On the other hand, Texas injury benefit programs have a 30-year track of simply working well for injured Texas employees, their families and employers. QCARE supports the delivery of injury benefits that are easy to understand, not delayed with a lot of red tape, often provide better wage replacement, support access to the best medical providers in the state, and respect the employee’s legal rights to sue for injury benefits, as well as any employer negligence.