No. A century of experience across the United States shows that even mandatory workers’ compensation laws don’t result in injury benefit protection for all employees. And when there is no competition, a lot of people lose. Employer costs can be astronomically higher, and it’s the workers who lose the most, as injury medical outcomes go down under a more complex, less competitive, and more expensive healthcare delivery system. Speculation about what “could, might or would” happen is not as important as actual, proven outcomes across the vast majority of injury claims under the Texas system.