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18. Is QCARE just for big companies?

No.  The vast majority of companies that do not provide Texas workers’ compensation insurance are small employers.  Here’s the percentage of companies – based on employment size – that elect to not be covered by Texas workers’ compensation: [7]

1-4 Employees

36%

5-9 Employees

27%

10-49 Employees

16%

50-99 Employees

10%

100-499 Employees

10%

500+ Employees

20%

 

[7] Texas Department of Insurance 2018 study on Employer Particatipation in the Texas Workers’ Compensation System.

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