No. The vast majority of companies that do not provide Texas workers’ compensation insurance are small employers. Here’s the percentage of companies – based on employment size – that elect to not be covered by Texas workers’ compensation: [7]
|
1-4 Employees |
36% |
|
5-9 Employees |
27% |
|
10-49 Employees |
16% |
|
50-99 Employees |
10% |
|
100-499 Employees |
10% |
|
500+ Employees |
20% |
[7] Texas Department of Insurance 2018 study on Employer Particatipation in the Texas Workers’ Compensation System.